“I just had the settlement for the sale of my home and had the BEST experience working with Tim Owen as my realtor. Tim got me $80,100 above my asking price in just a couple days on the market, which set the new record highest sale price for a twin/semi-detached home in Mt. Airy! Tim's level of engagement from beginning to end was beyond all my expectations. He told me exactly what needed to be done to get my home ready to sell. He met, arranged and oversaw all the estimates, contractors and work done at my house while I was either working or on vacation. Tim has a team of people for painting, repairs and staging, and literally took care of everything. He made selling my home easy and stress free. After being in my home for 28 years, I wanted my largest financial investment to be marketed and exposed to buyers by a realtor with a lot of experience, a lot of homes sold and a track record of results. I wanted a realtor that would listen to my needs, be patient with me, understand how much my home has meant to me, care about what was important to me and give me the level of service and results I hoped for. Tim exceeded my expectations, both for the Concierge level of service he provided and for how high my home sold for. I never expected my home would sell for as much as it did -- and I credit this to Tim's diligence, attention to detail and tireless work ethic. Tim is a 5th Generation Realtor in the Top 1% whose family has been in real estate since 1896, and that legacy is evident in the way Tim supports his clients. I highly recommend working with Tim Owen as your realtor whether selling or buying a home. It's one of the best decisions I made.” - margo borten (google)

“After almost 36 years in our present home we engaged Tim to help us find just the right property. He was, without question, the best choice for the job. Throughout the process he was always there for us; sharing his extensive expertise and helping us settle on a home that proved to be the deal of the century. Because of Tim's knowledge and experience, he was able to structure a purchase offer so attractive to the seller that we beat out multiple offers; and ended up paying $31,000 less than the highest offer received. The icing on the cake was that our new home appraised for $194,000 than we paid. That is truly unbelievable in today's market. when it comes to realtors, Tim Owen is the total package. He is truly a superstar, and we were fortunate to have him in our corner. No matter what your real estate needs are now, or in the future, Tim should be the one handling them. He is the best choice you could possibly make.” - rob & Susan Hopfan (google)

“tim sold our home for the record highest sale price in our neighborhood and $15,000 above the asking price. He streamlined the process end-to-end from staging and arranging stunning photos to showcase recent renovations to our home and coordinating with contractors. He was very responsive via text, email, and phone, and we appreciated all his effort to make the experience as positive and successful as possible.” - katy mahraJ (google)

“tim listed our house for more than we had anticipated and managed to sell it for $25,100 over asking in just 7 days! He made the whole process simple by coordinating with painters and contractors so we didn't have to take time off of work. He helped us figure out the best parts of the house to declutter prior to showings and worked tirelessly to make sure that the house was set up for every single showing. We could not have asked for a better experience!” - Andrew & Devon Wellbrock (Google)

“tim helped my family get our dream home! I cannot recommend working with Tim enough. After three frustrating years working with another agent, we switched, on a friends recommendation, to work with Tim. It was the best decision. When we found a house we were ready to put a bid on, it felt like Tim did everything to make sure we were presenting the best possible offer. Our offer was accepted because of Tim.'“ - danielle quinn (google)

“tim was fantastic in walking us through getting our home sale-ready. He did a first-run assessment and gave us a comprehensive punch list, checking in on our progress frequently. I had to leave to deal with a family emergency in Washington, a few weeks before we were ready to go to market, Tim stepped in to help my wife and our contractor finish the last steps. the photo set in our listing, including aerial shots from a drone, was incredible. Our house was only on the market for three days, and we accepted a fantastic offer of $21,000 over the listed price. tim is a great realtor and went the extra mile to make our sale.” - russ laughlin (google)

“i can't speak highly enough for Tim! I was fortunate to work with him three times over the past nine years (two home purchases and one home sale) and every single time he impressed me with his professionalism, deep market knowledge, integrity and responsiveness. Tim is the kind of realtor who makes buying/selling feel like a breeze because he goes above and beyond to make sure his clients are taken care of EVERY step of the way. If working with someone you can wholeheartedly trust matters to you, look no further; not only will Tim get it done but he will get it done right, fast, effortlessly. 5 stars are not enough - thank you Tim!” - ava m (google)

“highest recommendation. We wouldn't have a house if not for Tim.” - mike quinn (google)

“I do not know where to start because this guy is so totally awesome. He is very responsive. Tim recommended exactly what my home needed in order to sell. He brought contractors to do the work and they completed within two weeks and my home was on the market. tim defines Concierge on a new level. my home sold the very first day for $25,100 over asking price. my favorite part was that I needed light bulbs in the living room and Tim personally went to Home Depot and picked out all the bulbs and installed them. He went way above and beyond what I ever dreamed to ensure a fast sell. he even gave me a gift at closing. I highly recommend Tim to buy or sell your home.” - mikina harrison (google)

“as a first time home buyer, I had no idea where to even begin the process or how to find a good realtor. I came to Tim by a referral from one of his past clients who had great things to say about him, and it all turned out to be true. Tim helped us narrow down what exactly we wanted and was patient in helping us find the right fit as well as helping us understand the process every step of the way. He was very transparent about everything and never pressured us to buy. He is super knowledgeable and a total expert in his field. We were able to beat out a significantly higher offer because of the way Tim structured our offer. In the end our home appraised for $8k more than we paid, which is pretty unheard of in the current housing market. He also was able to link us up with his financing contacts what gave us a great rate on our mortgage and made the process very seamless. I can’t recommend Tim highly enough!” - julie frey (google)

“this was the 3rd time working with Tim. Tim recommended what I needed to do to get my home ready for the market. Tim scheduled and oversaw the contractor work start to finish. Tim got me $12,000 upfront with no fees or interest from Compass Concierge. Which is an absolutely amazing service to cover the cost of getting your home ready. Tim got me 7 offers and the house sold in only 3 days on the market. He got me $16,500 over asking and $81,500 more than my home appraised for. Tim is an absolute pleasure to work with. Very personable and easy to get along with. Easily accessible via text, email and phone. Not afraid to jump in and get his hands dirty as well. Tim was there till the last minute, paint brush in hand, making sure ever detail was perfect. I will use him again and again for any real estate needs I might have. I recommend you do the same. You will not be let down!” - chris deschambeau (google)

“Tim is amazing! My wife and I were ready to move and were referred to Tim by a family member. In the beginning of our search, we didn’t exactly know where we wanted to live. We had ideas, just nothing concrete. So we met with Tim to discuss our thoughts and goals. Within minutes, it was clear that Tim cared about what we were saying and that he had extensive knowledge and expertise. Tim helped us pinpoint specific neighborhoods and styles of homes that suited us. As we started viewing houses together, Tim was incredibly helpful and honest. He always had an answer to our questions — no matter how silly or complex. We always had enough time to see each house and to wander around the surrounding streets with Tim afterwards. We never felt pressured to make a decision and Tim was very patient as we continued to see different homes and neighborhoods. even when things felt intimidating —2020 housing market!— Tim remained confident that he would find something that truly made sense for us and our budget. And soon enough he somehow found exactly what we were looking for. he then worked his ‘Tim Magic’ and helped us negotiate our forever-home at a lower price, even though there were multiple offers on the table. Tim was able to simplify things for us and help us navigate each step of the buying process. it’s been about eight months since we bought our home and I still don’t know how Tim found the perfect place for us. Again, working with Tim was incredible. His attention to detail is unbelievable and we know that we can reach out to Tim about anything. He made this entire process so much easier for us. We highly highly recommend working with Tim!” - saleem ahmed (google)

“I have worked with Tim in both buying and selling my home. Tim helped me find my home 4 years ago when I relocated to the area for my job. Tim just sold the same home for over 1/3 more than what I purchased it for. Talk about a great return on my investment! Tim is very responsive, easy to work with, cares about his clients and personally handles everything. I would recommend Tim to anyone that is selling or buying. He will take great care of you!” - Carolyn gin (google)

“tim has an incredibly deep knowledge of real estate and design. For my wife and I, that was a winning combination when choosing a realtor. Sellers and buyers recognize his acumen and savviness immediately and I believe that contributes greatly to his success. He is also very dedicated. We looked for a house for awhile as we wanted a specific mix of amenities, but Tim never wavered in his belief we'd find the right spot. He is extremely responsive and available and he cares very much that his clients are happy.” - jason kernevich (google)

“Tim was recommended to my wife and I by a previous client who had recently purchased a beautiful home with his help. We were first-time buyers and Tim took the time to explain things to us and answer any and all of our (many) questions. He was never pushy and always had our future interests in mind as he offered advice and guidance. We eventually found our dream home and had our offer accepted all thanks to Tim. With his skill and experience, we beat an offer $10,00 over our own and the house was appraised at $8000 over our purchase price. I’ve already recommended Tim to everyone I know, so I’ll recommend him to you, too!” - daniel leidy (google)

“Tim is the best. I never hesitate to recommend him to friends and associates and I am picky about who I recommend. I needed a realtor to help me with the sale of a deceased family member’s home. Tim immediately jumped into action after I chose him to list the property. He made recommendations to prepare the property for market and he even set up contractors to do the work and met them at the site to go over what needed to be done. The contractors Tim recommended did excellent work at a good price in a very short period of time. I will definitely use them again. Tim even did some of the work himself at no charge! After the home went on the market I had multiple offers on home and it sold in just a few days. Tim is amazing. He takes excellent service to a new level.” - John Fedele (zillow)

“My wife and I highly recommend Tim Owen. We relocated from Upper Bucks County to the Wilmington area. Tim is extremely knowledgeable of Southeastern, PA and New Castle County, DE. Tim’s expert knowledge of the area helped us find a great home in a beautiful neighborhood. He was always there for us  to answer questions and provide new listings of prospective homes on our behalf. We did not know a great deal about the area – so Tim’s expertise was invaluable. Since our move was related to my job relocation – we did not have a lot of time to find a new home – especially in the middle of the fall/winter holiday season. Tim made it happen for us. For that – we can’t thank him enough. Having Tim as our agent was a huge blessing. Not only did he provide excellent service he has also provided us with expert recommendations for trustworthy contractors that we still use today. When the time comes to move again – I would certainly go with Tim. I would recommend him to anyone. As a matter of fact – I already have. One of my lifelong friends was relocating from Florida to Delaware. I referred him to Tim. Tim helped him find a great home in a short period of time. My friend was extremely happy with the service that Tim provided.” - Joseph Palladino (Google)

“I have worked with Tim 3 times to date. He helped me purchase our first home in 2008, and most recently recommended what to do to get our home ready to sell, and we sold it for $10,000 above the asking price on the first day. He also just helped us purchase our newest home & negotiated $21,000 off  the purchase price. Our new home even appraised for $3000 above the purchase price giving us over $24,000 of instant equity. Tim is great and is my first and only stop for any of my real estate needs. Would totally recommend to anyone who is at any stage of their home purchasing journey.” - Daniel & rebecca Newpher (realtor.com)

“Tim is an exceptional realtor, we would (and will) pick him again in a heartbeat. Tim helped us find the home of our dreams and was with us every step of the way. We found Tim through a referral from a family friend after having a bad experience with another realtor who wasn’t a fit for us. Being  first-time homebuyers, we had no idea what to expect in the home buying process, and after having a bad experience with our first realtor we had mixed feelings about the whole process itself. Tim quickly changed our perspective with the care, attention and time he spent with us from day one. Tim was patient with us, he took the time to truly understand what we wanted in a home and never pressured us to make compromises that didn’t feel right to us. He took the time to guide us through different homes and neighborhoods in Philadelphia. He opened our eyes to new neighborhoods that we didn’t originally picture ourselves in, and ultimately helped us find a home we never would have found on our own. Rain, snow, sleet or shine, if there was a home we were interested in seeing, he’d make sure we were in it as soon as possible and was always with us offering us his expert perspective. When we found our home, Tim was an invaluable partner as he educated us about the home buying process, guided us through stressful moments with ease, scheduled our home inspection, and managed all of the details and moving pieces of getting under contract. Even beyond the settlement table, Tim set us up with incredible painters and contractors. His client service doesn’t stop at closing. Tim was an amazing partner, expert, and advocate throughout the entire experience (and beyond). We were so grateful for all the time he put into making us feel comfortable, informed, and prioritized. If you’re looking for a realtor who is willing to take the time to help you find your perfect home, Tim is the right choice.” - haley & Ben Mayer (facebook)

“I have bought and sold 5 homes and Tim was by far the best real estate agent I have ever worked with. Tim worked tirelessly and relentlessly to ensure that not only did our home sell, but that it sold above asking. There is really no way to overstate how much Tim did for us during the time we  worked together. If you are lucky enough to work with this realtor you will be ruined for all others afterwards. This will only sound like hyperbole until you have worked with him, afterwards you will find yourself writing a similar review and in the unenviable position of trying to describe the experience in words.” - DAvid & Marlyn Hendricks (zillow)

“Tim was referred to us by a good friend and we a very thankful for that introduction. Tim helped us with the purchase of our new home and sale of our old home. Throughout both the selling and purchasing process, the level of service provided was outstanding. Tim is a master of logistics ensuring  key milestones were accomplished in a timely and efficient manner. The process of looking, getting under contract, scheduling inspections, as well as settlement guidance was nearly effortless. In short, work with Tim if you have the chance, you will NOT be disappointed.” - alexander milne & kate sahmel (google)

“My wife and I highly recommend Tim Owen. He is by far a superstar agent. We cannot say enough good things about how well Tim served us. Tim is extremely knowledgeable about both the greater Philadelphia and Delaware areas. That knowledge served us so well. We relocated from Texas to  Pennsylvania and really did not know a lot about the area. Tim's knowledge about older houses and newer houses helped us to decide what we wanted. We really did not know and working with Tim really helped us to decide. We honestly could not have found the house that we have with out his expert advice. We trusted Tim so much that we bought a fixer upper without actually having walked thorough or seeing the house ourselves. Tim walked through and took a ton of pictures for us and we put a contract on the house. We did not walk through until the inspection. You will likely not have to do what we did but if you did Tim is your man. If you choose Tim, trust me, you will not be disappointed. He was a huge blessing to us. Tim has a huge address book full of trustworthy contractors that have been an enormous benefit for us as well. Tim is not the kind of agent that takes his money and runs. He is in this for the relationship and the long haul. He will help you even after your sale or purchase is complete. You might think that my glowing review is plant. It is not. We had never met time until my company's relocation service set us up with him. If you choose Tim you will not be disappointed.” - dave & Debbi Thomas (realtor.com)

“Absolutely and completely recommend Tim Owen if you are moving to, within or selling in DE or the Greater Philly Area. We’ve worked with him twice now, for buying and selling, and could not imagine a more valuable asset to have in our corner than Tim. We were luckily paired with him as part of a  corporate relocation from the Midwest several years ago and he has been an absolute lifesaver in so many ways. He oriented us to the area, discussed in detail the neighborhoods we should target based off our interests and gave us valuable insights into price comparisons and valuations. He stuck with us through months of not finding what we were looking for, always staying in contact and keeping our spirits up until the right home for us came around (not just trying to hustle us into a home for his own benefit). When we were fortunate enough to be in a position to sell a property in the area he was even more valuable and his many years’ experience in the marketplace really showed - he advised us on how best to show the home, appropriate valuations, and connected us with trusted experts to help fix minor odds and ends. Tim even came over with a carpet steamer and steamed our stair steps himself to ensure the home had the best first impressions possible. I’ve never met another realtor who is willing to spend hours and hours of their personal time on their hands and knees cleaning and polishing to ensure the best showing possible. We were so fortunate to have been paired with Tim when we first moved here and know with certainty, we would not have had such positive outcomes with our relocation had it not been for him. Could not recommend him more highly. Honestly working with anyone else is doing yourself a disservice.” - Chelsea Weiss (Facebook)

“Enjoyed working with Tim. He sold our house so quickly, $10,000 above the asking price on the first day. He was always a phone call away if we needed him. Handled everything for us and made selling the house a little easier on us. Tim was recommended by my son, Tim also sold his house quickly. We then recommended Tim to our neighbor. Highly  recommend Tim to help sell your house.” - Pat & frank favaloro (google)

“Tim Owen is AMAZING!!! I worked with Tim as part of a corporate relocation from out of state and have now worked with him 3 times in the last 2 years. He helped me purchase and sell my home for top dollar and then purchase a new home. He was incredibly hands on, accessible, and available all 3 times  I worked with him. He’s super knowledgeable and shows a level of care I have not seen in other realtors. He advised what to do to prepare my home for the market, helped schedule and coordinate contractors, repairs, and all the moving parts with a concierge approach from getting under contract to the settlement table. This is also a guy who rolled up his sleeves to help rip up carpeting in my basement and bleach the floor all to help me get a sale for my home!! That level of service is unparalleled and am super grateful I met Tim. 10/10 would recommend every time!” - mik patel (zillow)

“Tim was very helpful in finding me the perfect home when I relocated back to Delaware. He was very flexible with scheduling and ensured that I had ample time at each house that we viewed. He is very knowledgeable and was able to provide me with recommendations for service providers once I moved  into my new house.” - matthew kramer (realtor.com)

“My friend and new co-worker (who moved from the Midwest to DE 2 1/2 years ago) purchased his home using Tim. He recommended Tim to us when we moved from the Midwest to the PA/DE area. Tim knew the market to help find a home that met our needs. Tim had generational realtor knowledge and experience  for the paperwork needed to give a timely and solid offer. After more than 6 weeks of looking, time was running out. A house opened that met our tight budget and house preferences, giving an unusually narrow 3-day window for bids. More than 3 offers came in, our bid was accepted.” - Jeff & diane fulks (google)

“Tim Owen was referred to me as I was in charge of selling my mothers home. Tim did a great job and sold my mothers house for $1600 above the asking price on the first day it was on the market. Tim was hands-on, accessible and available to answer all questions throughout the process. He made  recommendations on what to do to prepare the house for the market and help schedule and coordinate contractors repairs and all logistics. I would highly recommend Tim to represent any homeowner thanking about listing their home for sale. There is one word to describe how Tim Owen handled the listing and sale of my mothers house – exemplary.” - Brad holstein (zillow)

“It was a great pleasure working with Tim Owen for the sale of our home. He sold the home of a coworker and friend, so his good reputation preceded him. We were nervous about selling our home. There were four homes for sale on our street, all had dropped in price 11% below original asking price and average days on market for these homes was 539 days. Given the competition, we were not optimistic. With Tim’s assistance, our home sold in 18 days. Tim was very knowledgeable about the market competition, which we felt gave us an advantage in preparing our home and setting a price point. He also had great suggestions about the decoration and presentation of our home, which we felt appealed to a broad range of potential buyers. Tim was always easily accessible by phone and email and answered our questions quickly and to our satisfaction. We had such a positive selling experience that we would use Tim again for any future real estate transactions and would definitely recommend his services to anyone.” - Stephanie & Mark P.

“I would recommend Tim Owen to any buyer or seller who is looking for a top-notch realtor willing to go above and beyond. We felt as if we were a priority every step of the way and Tim was always available for us, night or day. Tim provided excellent customer service and satisfaction and his results spoke for themselves. When it came to selling our home, Tim took care of every detail from start to finish. He prepared suggestions on how we should prepare our home for the current market. After careful planning, we decided on a budget and timeline and Tim took on the role of overseeing the daily work being done at our home. During the month that updates to our exterior (painting, general curb appeal) and interior (ceramic tiling in the kitchen & front porch, waterproofing of basement and electrical & plumbing updates) were being completed, Tim never missed a day and helped keep us sane and on track. When everything was complete Tim helped stage our home and took wonderful professional photographs which he then developed into attractive marketing materials. Tim’s aggressive and pro-active marketing of our home paid off immediately, as there were 20+ showings by the second day on the market. By the third day, our home was sold for $8000 above the asking price. We couldn’t have asked for a more wonderful result. Of course, we still had to purchase a new home. Here again, Tim was relentless in his efforts. His expertise and willingness to show us listings around the clock allowed us to see available homes seven days a week around our busy schedules, sometimes with very little advance notice. Eventually, after visiting countless listings, we made an offer on the home that we liked and Tim was able to negotiate a $45,000 difference off of the asking price. Needless to say, this was a welcome perk and once again proof positive of Tim’s savvy knowledge of the market. Tim is a professional and we wouldn’t hesitate to recommend him. Our experience was nothing less than stellar.” - Darren & Leah W.

“I hired Tim Owen due to how many homes he sells in my neighborhood. It seems like every month I am receiving a just sold postcard from him. In the current market it was important for me to hire someone that was full time, pro-active and had a track record of results. I had the pleasure of finding out why Tim is the top selling realtor in my neighborhood. Tim had my home sold for FULL PRICE in 9 days! He is a stickler for details and dealt with every little thing in getting my home ready for the market and after I was under contract. This made the process of selling very stress free. I liked that he got back to me right away anytime I emailed or called. I have never met another realtor like him. He marketed my home very aggressively and exceeded my expectations. From the professionally taken photographs and marketing materials to his weekly sellers reports that even included web stats of how many people were viewing my home online. I really liked how he showcased my home. My home stood out amongst the competition and sold for top dollar. Thanks Tim!” - Madeline Q.

“Wow! We just had the best experience selling our house with our realtor Tim Owen. Yes, that’s right, it was a great experience in this seemingly lousy market. Would you believe that we even sold our house $5k over the list price, after a bidding war? It was only on the market for 6 days! Thankfully, we hired Tim Owen, who is now our realtor for life. We decided to sell our home shortly after having our new baby. Things were very busy and Tim took care of EVERYTHING! He did preliminary work like hiring and overseeing the painter, landscapers, cleaning company and junk hauler. He designed the landscaping layout and even picked out the plants. With his background in photography and marketing, he had terrific pictures taken of our home and included them in high end, cutting-edge mailers and brochures. He took great care in marketing our home, creating such a buzz in the market that people were standing in line outside of our house for showings. He updated us with calls and emails every step of the way. We would strongly recommend Tim Owen to anyone hoping to sell or buy a home with a true professional. Thank you, Tim!” - Hope & Eric E.

“Our experience with Tim as our agent was the best. As we told one potential client, “We were thinking about adopting Tim.” In case you are wondering why, just have a gander at the facts. With Tim’s help we set our selling price and followed his suggestions for preparing our home for sale, we’ve lived in it for 30+ years and had been working on it for about a year. Well, Tim not only had suggestions but he [got his hands dirty] with carpet take up; lined up a painter, electrician and plumber, all of whom we used; professionally shot and produced photographs he used in the internet listing as well as the beautiful brochure he had produced; held a hugely successful open house (32 parties in 2 hours!) and sold our home for full price in only 15 days! He continued to work with and for us through the selling/inspecting/repairing/negotiating necessary to move toward settlement. He even helped the buyers get a mortgage. Tim is easy to work with and knows what he is doing. We would recommend him 100% to anyone who is serious about selling or buying a home, whether in a robust market or not. - Bill & Gerry Van S.

“We were extremely happy with Tim Owen. He sold our house above the asking price in 19 days in a down market. His marketing strategy and his attention to detail were more than we expected. He did a great job of communicating with us throughout the process and he provided great service. We highly recommend Tim Owen.” - Nick & Michelle D.

“Tim sold our house in 15 days and for full price! We couldn’t of been happier with the level of service he provided. We strongly recommend Tim to anyone thinking about selling their home”. - Christopher & Alexis Shively

“My recent experience with Prudential’s agent: Tim Owen, proved to be quite satisfying. No one looks forward to selling their home, but I must say that our experience was a roller coaster of a ride. We first contracted with a low commission broker. Big mistake! No help, no knowledge, no showings, resulting in no sale!! We had made a huge mistake. 40+ days on the market with no results. We dismissed the broker and went with our gut feelings. I had heard great things about a Tim Owen. We met, we talked, we signed him up. He made excellent suggestions. Some involved a little work on our side, but they were necessary. Tim kept us informed, he helped out with arranging the details and he followed through on everything. Our Open House was immediate. No wasted time. I liked that. We had the house sold in two weeks and for a bit more than we were asking. Bottom line……the “Tim Owen Experience” was what we needed to sell our home in such a short period of time. Tim is a very detail oriented individual who knows the industry. I would recommend Tim Owen to anyone looking to sell their home. Customer service should be Tim’s middle name. “- Anthony & Erin I.

“My house sat on the market for four months while my incompetent agent did nothing. During this time, I became aware of Tim Owen. He had sold a house up the street from me in less than 3 weeks and at above the asking price during a difficult time in the market for sellers. I filed his information away and interviewed Tim along with several other agents the following spring. Boy am I glad I chose to partner with Tim! Tim sold my house in 10 DAYS! I had two good and solid offers to choose from. I was so impressed with his marketing plan. For instance, he stressed the importance of taking the time to stage professional pictures given that the internet is usually the first introduction of your home to a potential buyer. It seems so obvious once it is stated but how many agents show up and take clumsy snapshots without much forethought? He was also very understanding of my work schedule and was there every step of the way to deal with contractors on my behalf. My numerous questions were always answered promptly and thoroughly. Tim Owen is a professional in every sense of the word and I would confidently refer him to anyone I know.” – Jessica S.